Governing Fraud Risk Through Traceable Intelligence
Why Kriyam
If you lead fraud, risk, or compliance at an insurer or a lender, you already carry a hard problem. You have to trust decisions you can't easily see being made. Field checks run on personal phones. Documents pile up in formats no two teams handle the same way. And when a regulator asks how a claim was cleared, the answer often lives in a WhatsApp thread nobody can pull up.
Kriyam was built to change that. We give you one system where every verification, every document check, and every AI-assisted decision can be explained, defended, and traced back to the evidence behind it. You get to say yes or no with confidence, and show your work when it counts.
Kriyam is an offshoot of Geogo Techsolutions, and we carry Geogo's founding belief: technology should work the way people do, and AI should be trusted enough to take the dull, repetitive work off your team's plate. Our name comes from kriya (क्रिया), the Sanskrit word for "work" Kriyam is about getting work done, and done meaningfully. That is also where we are going next: toward AI agents that handle the routine steps so your people can focus on the calls that need judgement.
Vision
Work in harmony, for common good.
Mission
Build trusted AI for enterprise teams to do meaningful work.
Values
How Kriyam started
Kriyam began with a simple idea: bring good technology to the work that happens away from a desk. In India, field operations in financial services and insurance were still largely paper-and-phone. We wanted to fix that.
Our first client was an investigation agency in New Delhi that served life insurers. We built with them, tested in the real world, and learned what actually makes field technology usable, not just technically clever.
Once the model worked, we made a deliberate choice. Instead of chasing more agencies, we went upstream and built directly for insurance companies, delivering an end-to-end field investigation platform shaped by everything we had learned.
STAGE 1
First Client
STAGE 2
Dry-test & Iterate
STAGE 3
Pivot Upstream
STAGE 4
End-to-end Platform
Built for BFSI. Not adapted for it.
Kriyam is a Governance, Risk, and Compliance platform, built to catch fraud, waste, and abuse in insurance and financial services. It is not a point tool with a compliance feature bolted on.
Verifiable AI
Every AI decision is logged with its reasoning. Your CRO can explain any outcome to a regulator, not just the result, but why the system reached it.
Data Sovereign
ISO/IEC 27001:2022 certified. Customer data stays within your architecture of choice — private cloud or on-prem, with a full audit trail.
BFSI-Native, Not Retrofitted
Built on IRDAI FMF, RBI FRM, and DPDP requirements from day one. Not a horizontal tool with a compliance add-on.
One Governed System
Field verification, document intelligence, and workflow automation on a single platform, closing the gaps that separate point tools leave open.
What we do
Three connected layers, one governed system. We started with digital field investigation, then added the security, work-routing, and visibility our customers asked for next. Document intelligence came last, because insurance runs on documents that are messy, multilingual, and too varied for plain OCR. That is why we built DocWise.
Kriyam Field Service
Digital field verification and dispatch. Replaces WhatsApp and Excel with GPS-verified, offline-ready case execution.
Kriyam DocWise
Document intelligence trained on Indian paperwork. Reads and checks identity and claims documents, with forgery and deepfake detection built in.
Kriyam Flow
A no-code workflow builder. Compliance and ops teams set their own rules in plain English, with no IT queue.
Proof, not promises.
Numbers from real deployments across life and health insurance, lending, and the investigation agencies that serve them.
40%
Faster case turnaround
in Life & health insurance FCU teams
80%
Fewer report errors
in Insurance field investigations
0%
Field evidence left on personal devices
in Insurance & lending field ops
100%
AI decisions logged with their reasoning
Across every deployment
Who We Serve
FCU Head / CRO
Life & Health Insurers
WE HELP YOU
Take control of field investigations, hit your TAT targets, and keep PII fully protected.
CISO / Compliance Head
Insurer or TPA
WE HELP YOU
Add AI you can audit. Every field, document, and workflow action is logged and explainable.
Investigation Agency Owner
WE HELP YOU
Move faster, report richer, and skip the manual template assembly.
COO / Ops Head
NBFC or Lending
WE HELP YOU
Verify at scale with GPS-tracked visits, AI document checks, and structured reports, end to end.
Where we're headed
Kriyam LabsWe are moving toward delivering Kriyam through AI agents that handle routine work end to end, without someone waiting in the loop at every step. That means catching more fraud earlier, surfacing red flags sooner, and helping you clear good claims faster while stopping bad ones before they pay out.
We are building toward a decisioning system that extends from fraud teams to claims and underwriting, and from insurance into the wider financial services industry, to help insurers and banks stop fraud losses at the source. From there, the same approach can reach healthcare, manufacturing, logistics, and real estate, and expand beyond India into the US and EMEA.
We are moving toward delivering Kriyam through AI agents that handle routine work end to end, without someone waiting in the loop at every step. That means catching more fraud earlier, surfacing red flags sooner, and helping you clear good claims faster while stopping bad ones before they pay out.
We are building toward a decisioning system that extends from fraud teams to claims and underwriting, and from insurance into the wider financial services industry, to help insurers and banks stop fraud losses at the source. From there, the same approach can reach healthcare, manufacturing, logistics, and real estate, and expand beyond India into the US and EMEA.
Our story
It started with a frustration I knew anyone in fraud risk would recognise. I kept seeing important investigations run on personal phones, evidence shared as unprotected attachments, and case files that fell apart the moment someone tried to reconstruct them. The people doing the work were sharp. The tools they had were not.
So I set out to fix one workflow: field verification. I got close to the work, sat with the teams doing it, and built something they would actually open every day. It worked. And once it worked, the bigger pattern became obvious. The same gap—no record, no accountability, no single source of truth—showed up everywhere a fraud team touched a document or a field case. That is how I grew Kriyam from one honest fix into a governance platform for fraud risk. I am still building it the same way I started: staying close to the people who use it and obsessing over earning their trust.
ISO/IEC 27001:2022 Certified
Built for IRDAI FMF Compliance
NHCX Hackathon 2026 Winner
DPDP-Aligned Data Handling
